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How Were You Injured

People drive all over every day, and they often take the safety of those journeys for granted. But when another driver hits you, that can all change. If you’ve been in a car accident, you may be angry, sad, confused, and in physical pain. In addition to dealing with all that, you may also need to work on a car accident settlement.

What Is a Car Accident Settlement?
A car accident settlement refers to the amount of money you receive after an accident. When you’re in an accident caused by another driver, their insurance should offer you a settlement to cover damages to your car and any physical damages you have covered. However, if the insurance company is resisting making a payment or if the other driver is underinsured, you may need to work with an attorney to get a settlement.

Should You Accept the First Car Accident Settlement Offered?
Often after you’ve been in an accident, the other driver’s insurance company may call you and offer you a settlement. Similarly, in cases where you’ve been hit by a commercial driver, their employer or their employer’s insurer may also offer you a settlement. These car accident settlements may look large at first glance, but if you’ve been seriously injured, you should never accept the first offer. Sadly, it may not be enough to cover the lifetime costs associated with your injury.

How Do You Calculate a Fair Car Accident Settlement?
To calculate the car accident settlement you deserve, you need to take a lot of costs into consideration. First, you need to look at the damages incurred by your vehicle. Then, you need to think about the costs related to your physical injuries. That includes medical bills and co-pays related to the injuries. If you’re unable to work, you need to include lost wages in your estimate, and if you won’t be able to return to work in the future, you need to calculate those lost earnings as well.

On top of that, you may have emotional damages such as anxiety or post-traumatic stress disorder. Although it’s hard to put a price on these types of injuries, you need to be able to estimate the value of this loss for the courts. When you talk with a car accident attorney, they can help you identify any other costs that should be included when estimating your settlement.

How Do You Get a Car Accident Settlement?
​In a relatively uncomplicated case, you can simply receive a fair settlement from the other driver’s insurer, use it to pay your bills, and move on. But unfortunately, when you’ve sustained serious injuries, the process is usually not that simple. Generally, you get a low ball offer which you have to turn down. Then, you can contact an attorney. They contact the other driver and their insurer or attorney as relevant, and they try to get everyone to agree to a settlement. If that doesn’t work, the case may have to go to court.

To learn more about what car accident settlement is right in your situation, contact us today. At 1-800-WE-TREAT, we can connect you with quality attorneys who can help you get the justice you deserve.

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