If you have been injured in a car accident, you can receive compensation for medical bills, lost wages, and other related expenses. Depending upon who was at fault, car accident compensation can come from your own insurance, from the other driver’s insurance company, or from a legal settlement.
Types of Car Accident Compensation
By and large, there are two types of car accident compensation: specific damage and general damage.
As implied by the name, specific damage is a specific amount of compensation for specific injuries or financial loss. That may include the following:
Cost of medical treatment to treat and deal with personal injuries.
Loss of wages.
Loss of future wages if accident renders you unable to work.
Property damages to your vehicle.
Expenses related to car repairs such as towing, rental expenses, and so on.
General damages are more subjective, and they can include the following:
Pain and suffering from broken bones or damaged organs.
Emotional distress such as anxiety, depression, insomnia, or PTSD.
Loss of a limb or eyesight.
Loss of consortium, which are damages suffered by a spouse or family member of the one who was injured in the vehicle accident.
Signs You Deserve Compensation After an Accident
The most evident sign you deserve car accident compensation is when the accident was not your fault, such as your car being rear ended. Another sign is when the at-fault driver or their insurance company is denying liability, or when the insurance company offers you a lowball settlement. Additionally, if you suffer serious injuries, that is a sign that you may be entitled to compensation.
Remember, insurance companies are not looking out for you, they are looking for ways to save money. To get help, you should consult an attorney.
What Should You Do?
After moving to a safe place and calling 911 if there are injuries, the first thing you should do is call for the police. A police report is invaluable when dealing with insurance companies. Always cooperate, but avoid admitting fault or blaming others — let the police determine those things.
Gathering information is next. Write down as much as you can, including:
Driver and passenger names
License plate numbers, makes, and models of vehicles involved in the crash
Contact information for any willing eyewitnesses
Exact location of the accident
Name and badge number of police officers at the scene.
If possible, take photos of the scene of the accident.
File your insurance claim in a timely fashion. The number to call will be on your insurance ID card.
Working With a Lawyer for Car Accident Compensation
An experienced lawyer can be critical in getting a positive resolution. Your lawyer will communicate with the other driver’s insurer and your own health care providers to gather the records needed to prove damages. Then, they will negotiate a satisfactory settlement with your insurance adjuster. These professionals are indispensable.
Car accidents are complicated and no fun to figure out. Let a lawyer take the burden and do the worrying for you. They can ensure your car accident compensation claim goes smoothly and that you are compensated fairly.
A personal injury lawyer is far more capable at settling a case than a layperson. The lawyer knows how much the case is worth and how to negotiate with insurance companies to get the most car accident compensation, or money, from them for you. To get help now, contact us at 1-800-WE-TREAT.